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A mortgage bond program by the Tucson IDA & Pima IDA

Rate LOCKED
at 6.00%!

Revervations are open!

Providing homebuyers safe harbor in a choppy housing market.

Affordable down payment assistance for first-time homebuyers that could use some extra help getting into the home of their dreams. 

Are you a lender?
Get certified to offer this fantastic new program to your homebuyers in Pima County and Tucson!

ABOUT LIGHTHOUSE

LIGHTHOUSE provides a valuable service to families looking to purchase their dream home: down payment assistance. Our program creates affordable down payment assistance to help families get into the home they need. With our help, families are one step closer to realizing their dream of homeownership.

LIGHTHOUSE  is brought to you by the Pima IDA and the Tucson IDA. 

Lighthouse subscribe

PROGRAM BENEFITS

Low Mortgage Rate

4% Down Payment Assistance

Fully Forgiveable 

Most interest rates fluctuate day to day, but with Lighthouse we lock in a low rate so that no matter what happens to the market you can feel safe and secure mortgage rate. 

We provide 4% of the total mortgage amount as cash up-front for your down payment. 

If you stay in your home for 5 years or more, you never have to worry about paying back the down payment assistance! 

 

It converts into a grant after 5 years!

High inflation and high prices started chipping away at the money I saved for my first home,

but now, with the  Lighthouse program,
I can put down a downpayment and locked in a low interest rate!

HOMEBUYER GUIDANCE

Interested in purchasing a home? That's great!

Contact an approved lender today to get qualified for the program.

Homebuyers

WHY AN APPROVED LENDER?

Pima IDA has funded this program, and we rely upon our real estate professionals to do what they do best - to qualify homebuyers for our programs!

Click below to find an approved lender to get started.

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LENDER'S CORNER

We couldn't do this program without the hundreds of lenders who make it happen!  
This program will go fast, so make sure your clients don't miss out

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GET CERTIFIED

You cannot offer this program to your homebuyers without

first registering & becoming an approved lender - it's free!

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ELIGIBILITY

Learn basic homebuyer eligibility requirements and how this program differs from other DPA programs.

Business Discussion

TRAINING

Learn the ins and out of the program with our partner eHousing.

Lenders Corner

GET CERTIFIED NOW

You must be approved to do business with US Bank, who is acting as the Program’s Master Servicer. 

 

If you are not already doing business with US Bank, you will need to submit a request to receive the appropriate documents for execution. US Bank will notify the Lender and the IDA's when approved.

If you need further assistance with US Bank, 

you can contact: 

Client Administration Department 

800-562-5165 Option 2   

lender.management@usbank.com

Register Now
ELIGIBILTY

ELIGIBILITY

General Eligibility

  • First-time homebuyers (some exceptions apply)*

  • Government loans only

  • Valid in Tucson & Pima County only

  • Must apply & gain approval prior to home closing

  • Cannot be combined with other federally secured products (ie. Mortgage Credit Certificate)

Household Income Limits

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Purchase Price Limits

​*Applicants who are military veterans or who purchase in target areas do not have to be first-time homebuyers.

**Target Areas are determined by census tract. For a list of target areas in Pima County, please visit https://cictucson.org/mcc/target-areas.

Lenders must gain approval prior to home closing or

may be subject to bond mortgage liability.

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* Do not have to be a first-time homebuyer if purchasing in target areas.

 

** Target Areas are determined by census tract. For a list of target areas in Pima County, please visit https://cictucson.org/mcc/target-areas.

^^ Some exceptions apply for higher FICO scores. Check with your lender.

Contact Us

Have a quick question?

Thank you

TRAINING

For support with eHousing Contact:

For support with online training at eHPUniversity Contact:

Trainer@eHPUniversity.com

 

For support with user access to eHPUniversity, eHPortal or eHP Digital Docs Contact:

useraccess@eHPUniversity.com

 

Questions about your loan?  Contact:

Services@eHousingPlus.com

954-217-0817

TRAINING

A bond product brought to you by the Pima IDA.

info@housinginnovationhub.org

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