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The Tucson REALTORS® Charitable Foundation & City of Tucson

Essential Workers Housing Fund

Over the past two years, essential workers have put their lives on the line to ensure our community's health and safety. Yet many of them have trouble securing a home in the very communities they serve. 


Through the generous support of our partners, essential workers may now qualify to have both down payment and closing cost assistance.

This housing fund grants 2% of the first mortgage loan (up to $5,000) to assist with expenses such as closing costs and down payment.  Read more below about which essential workers qualify for the program and how to participate. 

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Community Investment Corporation

ALERT! Due to high demand this program is temporarily on pause and not accepting new reservations at this time. 

Please check back to see if the program has resumed. 

Questions? Email

How does it work?

Must Be Used with PTHS Loan Products.

To participate in the program you must meet all of the qualifications for the PTHS Program and be enrolled in the PTHS program with an approved PTHS lender.

Must Be an Approved "Essential Worker", as defined by the CDC

Your lender will verify your employment status at the time of the closing of the loan.

See the below list for approved professions.

You do not need to use DPA.

If you would like to use the grant, but do not need DPA, you can choose our 0% DPA option for a great mortgage rate.


Loan Officers and Lenders

Looking to provide this program option for your clients? 

Your homebuyers will have to fill in which Ward their new house is located in for their application. Use this tool to locate their Ward.

Qualified Essential Work

While all workers are essential, our program uses the professions outlined by Centers of Disease Control to qualify applicants. Lenders will verify current employment in one of the following roles.

Medical Field Essential Workers

  • General Medical and Surgical Hospitals
  • Pharmacies and Drug Stores
  • Offices of Physicians & Mental Health, and Substance UseSpecialists
  • Offices of Dentists
  • Offices of Chiropractors
  • Offices of Optometrists
  • Offices of Physical, Occupational, and Speech Therapists, and Audiologists
  • Offices of Podiatrists
  • Offices of All Other Miscellaneous Health Practitioners
  • Family Planning Centers
  • HMO Medical Centers
  • Kidney Dialysis Centers
  • Freestanding Ambulatory Surgical and Emergency Centers
  • Medical Laboratories
  • Diagnostic Imaging Centers
  • Home Health Care Services
  • Ambulance Services
  • Blood and Organ Bank
  • Psychiatric and Substance Abuse Hospitals
  • Nursing Care Facilities
  • Residential Intellectual and Developmental Disability Facilities
  • Child and Youth Services
  • Funeral Homes and Funeral Services
  • Cemeteries and Crematories

Non-Medical Field Essential Workers

  • Law Enforcement
  • Fire Protection
  • Correctional Institutions
  • Legal professions
  • Food & Beverage Service/Hospitality (ex. restaurants & grocery stores)
  • Education (childcare, primary, secondary, junior college, college, technical schools) and administration of education programs
  • Agriculture, Forestry, Fishing and Hunting
  • Manufacturing
  • Nursery, Garden Center, and Farm Supply Stores
  • Veterinary Services
  • Postal Service
  • Transit workers
  • Active Military
  • Petroleum Refineries
  • Electronic and Precision Equipment Repair and Maintenance
  • Financial Services
  • Parole Offices and Probation Offices
  • Commercial Facilities
  • Amusement and Recreation Industries
  • Pet Care 
  • Dry cleaning and Laundry Services
  • Religious Organizations
  • Administration of Human Resources Programs
  • Administration of Veterans’ Affairs
  • National Security and International Affairs
  • Printing and Related Support Activities
  • Motor Vehicle and Parts Dealers & Repair
  • Couriers and Messengers
  • Warehousing and Storage
  • Graphic Design Services
  • Community Food Services and Food Banks
  • Gasoline Stations
  • Construction and related consulting fields (interior design, architecture, environmental consulting, engineering) 
  • Real Estate
  • Community Housing Services
  • Traveler Accommodation (ex. hotels)
  • Communications and Information Technology
  • News Dealers, Publishers, Journalists, Broadcasting, Newsstands
  • Public Works and Infrastructure Support Services
  • Waste Management and Remediation Services
  • Research and Development in the Physical, Engineering, and Life Sciences
  • Employment Placement Agencies
  • Zoos and Botanical Gardens
  • Nature Parks and Other Similar Institutions
If you have trouble determining if a profession qualifies, 
contact us at (520) 222-6722!

Meet Our Partners

Thank you to all of our program partners who make this program possible! 

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Community Investment Corporation

Thank You Media Partners!

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